3 Best Online Debt Consolidation Loan Companies in North Carolina Announced by BestDebtConsolidationLoans.org

Charlotte, NC (PRWEB) June 18, 2014

Residents of North Carolina now know the names of the three best debt consolidation loan providers available online. This came as the result of a study done by BestDebtConsolidationLoans.org.

A spokesperson for BestDebtConsolidationLoans.org said that the company undertook this study when it learned that many North Carolinians were falling prey to unscrupulous debt relief companies. “We felt it was important to analyze the online debt relief providers to determine which ones could be trusted to deliver effective debt relief programs and at reasonable costs.” What this survey revealed is that the three best online debt relief providers are National Debt Relief, CuraDebt and American Debt Enders.

BestDebtConsolidationLoans.org used six benchmarks in analyzing online debt consolidation loan companies. They were debt solution alternatives, customer satisfaction, customer service, fees, financial standing and business ethics. It put a special emphasis on business ethics as it felt that North Carolinians needed to know first and foremost that they were doing business with a company that could be trusted.

The residents of North Carolina have an average credit score is 679 and the state’s average credit card debt is $ 6533 per borrower, which is much higher than the national average of $ 5235 per borrower. The median household income in North Carolina is $ 43,674 vs. the nation’s median household income of $ 51,017. In addition, the costs of necessities in the Tar Heel state such as fuel, food, utilities and housing continue to increase. When you add all of these issues together, it becomes obvious as to why many North Carolinians are being buried by debt.

North Carolina’s economic condition also differs widely. Its unemployment rate is 6.9% or 31st in the U.S. Its largest city, Raleigh, has an unemployment rate of 7.6% but the unemployment rate of its neighbor, West Raleigh, is just 6.2%. And Greensboro, the state’s third largest city has an unemployment rate of 8.3%.

The study done by BestDebtConsolidationLoans.org also determined that the best option for North Carolinians struggling with debt is National Debt Relief. The reason for this ranking was largely due to how the company does business and how it treats its customers. For one thing, National Debt Relief charges its customers nothing until they approve of the debt settlements it negotiated and agree to a payment plan. This means that unlike unscrupulous online debt relief companies, National Debt Relief charges no upfront fees. It continues to maintain an A rating with the Better Business Bureau and it’s first time customers almost always report that they were “very satisfied” with National Debt Relief.

This company was also highly ranked on its customer service as it provides each of its clients with programs designed specifically to meet their needs. This is undoubtedly one of the reasons why National Debt Relief was ranked number one in debt consolidation loan providers by the website TopConsumerReviews.com. As further proof of this the company has helped more than 100,000 American individuals and families become debt free.

CuraDebt was ranked as the second-best online debt relief provider by BestDebtConsolidationLoans.org. This company focuses on helping people that have more than $ 10,000 in credit card debts. It is almost always able to successfully negotiate credit card debt reduction because of its close working relationships with the credit card companies. CuraDebt’s counselors are not only able to help the company’s customers with their credit card debts but can also provide custom-tailored programs designed to help with student loan debts, medical debts, defaulted loans and tax debts.

BestDebtConsolidationLoans.org ranked American Debt Enders third best for debt relief. It has been in business for less than eight years but has already built a reputation for itself for being able to help individuals and families that have more than $ 5000 in debts. American Debt Enders is able to help with all types of credit problems beyond just credit card debts. In fact, the company says that its debt counselors are even often able to help its customers improve their credit scores.

Residence of North Carolina that would like to learn more about these three credit consolidation loan companies should go to http://www.BestDebtConsolidationLoans.org.

The Top Zero Liability Credit Cards of 2014, Announced by CreditCardChaser.com

New York, NY (PRWEB) June 11, 2014

From pickpockets to large scale computer hackings, identity theft is a growing risk in today’s world. Without the right protections, consumers can end up with high amounts of debt to pay and extremely damaged credit scores, just because their information was compromised. It can take years to completely get rid of the traces of identity theft. And in the meantime, it will be hard to get approved for loans, credit cards, and more.

As a result, some credit cards offer a zero liability program for cardholders. These programs guarantee that consumers will not be held responsible for unauthorized transactions. They will not have to pay for any transactions that they do not make, and they are covered with complete fraud protection. According to CreditCardChaser.com, a leading authority on credit cards, these are the top zero liability credit cards available for consumers today:

Discover it

With guaranteed no liability and U.S.-based fraud specialists that monitor every purchase, every day, the Discover it card is one of the top zero liability credit cards on the market. Specialists will alert cardholders of unusual activity by email, phone, or text. Plus, there are no annual fees, overlimit fees, or foreign transaction fees, and there is a 0% intro APR on purchases and balance transfers for 14 months. With Discover’s generous cash back program, users can also earn 5% cash back on up to $ 1500 spent in rotating categories and 1% cash back on all other purchases. Members even receive free FICO scores on all monthly statements.

U.S. Bank Visa Platinum Card

The U.S. Bank Visa Platinum Card is another excellent card to use for fraud protection. With this card, there is a $ 0 fraud liability for unauthorized transactions if the card is lost or stolen. Fraud Protection will detect and notify cardholders of any unusual card activity, and users can receive online account management and account alerts. There is no annual fee, and there is a 0% intro APR on purchases and balance transfers for 15 billing cycles. Members can also use online bill pay for a fast and convenient way to pay bills.

Barclaycard Arrival World MasterCard

Barclaycard Arrival World MasterCard rounds off Credit Card Chaser’s list of the top zero liability credit cards. Along with guaranteeing no liability, Barclaycard offers Barclaycard Secure, a service which protects users against unauthorized use online and at participating retailers with free and easy sign-up. Cardholders also earn 2x miles on travel and dining, 1x miles on all other purchases, and 20,000 bonus miles when spending $ 1000 in the first 90 days. There is a 0% intro APR on balance transfers and purchases for the first 12 months, and Barclaycard Arrival card members have complimentary online FICO score access.

These are the best credit cards to use for protection against fraud and identity theft. For more information regarding no liability credit cards, access Credit Card Chaser: http://www.creditcardchaser.com/compare-cards-now/

About Credit Card Chaser:

Credit Card Chaser is an authority credit card site that offers innovative comparison tools, reviews, calculators, and reports to help consumers find the best credit card for them.