A Woman Can Experience Pleasure And Emotional Fulfillment From Sex Even Without Getting Orgasm. Of Course, It Is Great If You Concentrate On Her Pleas

When all else fail, here are amazing ways to attract your ex after the break up:

1. Make yourself disappear in his life for a while. You need the space to think and time to do so after the break up and so does s/he. If they keep blocking your attempts for reconciliations and giving you the cold shoulder, you might just end up frustrated. Don’t wait for this to happen. You know better than to wait for respect to be lost. Before this happens, take a time off. Have some time alone and think of the things that you want and wouldn’t want to do. Have a game plan and strategize.

2. Take a chance to refashion yourself. Get a chance to try new stuff that you’ve been aching to try since then. Don’t be afraid to reinvent yourself. Make yourself marketable to your network and to other people that you will meet in the process. Make it a known fact that you are single and ready to mingle. Be proud of your new found independence and make the most out of it.

3. Never ask for help but offer your helping hand when needed. If an ex ask for help with whatever reason be grateful that you can help but the trick that will surely make them get curious is you not asking for help. Because an ex automatically assumes that you are dependent to them. And showing them that you are independent will make them think what is happening. Or what is new with your life that makes you so independent. Give him favours but don’t let him count tabs on you.

4. Let your ex do the chasing. After realizing that they did a wrong thing, they will surely compete for your attention, when this happens make sure that you play hard to get. Let him/her do the chasing just to turn the tables around. Make him/her realize what you have experienced when they did the same thing to you. Never prolong their agony though. Give in when you feel it is time to give in.

Warning: If You Do Not Act Now, Your Ex Is Going To Find Someone Else To Love and Have Sex With!– If you do not do something about this right now, your ex will forever be lost to someone else! You are about to find out exactly how you can get your ex begging to take you back instantly, no matter how messed up your current situation is! You will never be ignored, rejected, or hurt ever again! This is an absolute must know- Click Here

Facebook Most searched term and most visited site in 2011

Facebook was the most-searched term in 2011 for the third year in a row, accounting for 3.10 percent of U.S. searches, a 46 percent year-on-year increase, according to data from web monitoring firm Experian Hitwise. New tech-related search terms that made to the top 50 this year included addicting games, Amazon.com, CNN, Chase online, Face, Facebook sign up, Hotmail, Lowes, Pandora, Twitter and You.

Web users also searched four variations on Facebook: ‘Facebook,’ ‘Facebook login,’ ‘Facebook.com,’ and ‘www.facebook.com.,’ making them the 10 most popular search terms last year. “Four variations of the term ‘facebook’ were among the top 10 terms and accounted for 4.42 percent of searches overall, a 24 percent increase from 2010,” reported Experian Hitwise. Searches for ‘YouTube’ moved up from the third spot in 2010 to the second spot in 2011.

Meanwhile, ‘Facebook login,’ grabbed third place, followed by Craigslist, and ‘facebook.com.’ moved up one spot to round up the top five searches.

New tech-related search terms that made to the top 50 this year included addicting games, Amazon.com, CNN, Chase online, Face, Facebook sign up, Hotmail, Lowes, Pandora, Twitter and you.

Other findings:- Facebook was also the most visited website for the second consecutive year, nabbing 10.29 percent of all U.S. visits between January and November 2011. That’s a 15 percent increase over 2010. Close on heels was Google.com with 7.70 percent of visits, YouTube (3.17 percent), Yahoo Mail (2.95 percent) and Yahoo (2.47 percent)

Combined, Google properties accounted for 11.98 percent of all U.S. visits, a 22 percent increase compared to the previous year whereas Facebook properties totaled to 8.93 percent and Yahoo accounted for 6.81 percent.

Overall, the top 10 websites accounted 32 percent of all U.S. web visits this year, Hitwise said. Searches for ‘YouTube’ moved up from the third spot in 2010 to the second spot in 2011.

New searches:- New tech-related search terms that made to the top 50 this year included addicting games, Amazon.com, CNN, Chase online, Face, Facebook sign up, Hotmail, Lowes, Pandora, Twitter and You. Simon Bradstock, general manager of Experian Hitwise, stated, “Navigational searches dominated the top search results as users typed in terms versus typing in the URL in the browser bar.

“Hitwise saw 11 percent growth of single-word searches in 2011 as terms like ‘face’ and ‘you’ made the top 50 searches.” The top 10 websites accounted 32 percent of all U.S. web visits this year, Hitwise said. Searches for ‘YouTube’ moved up from the third spot in 2010 to the second spot in 2011. New tech-related search terms that made to the top 50 this year included addicting games, Amazon.com, CNN, Chase online, Face, Facebook sign up, Hotmail, Lowes, Pandora, Twitter and you.

“Marketers need to be particularly brand-savvy when managing their search optimization campaigns because of this behavior, which is a result of predictive search functionality across major search engines,” Bradstock added.

Learn: Trade School features low-cost option to university; D-Mar General Contracting Advocates for Trade class Education Amid increasing Demand for Skilled Workers


Clearwater, FL (PRWEB) April 23, 2015

Recent reports reveal that students tend to be facing mounting quantities of debt (1) while building and contracting businesses tend to be struggling to employ skilled workers (2, 3); yet many large schools tend to be getting rid of trade classes to spotlight college-preparatory programs (4). Doreen DiPolito—owner and president of D-Mar General Contracting and developing in Tampa Bay, Florida—believes the existing dynamic does a disservice to students by narrowing their job choices. She advocates for expanded trade programs in large schools, asserting that trade schools offer a more affordable alternative to four-year level programs while assisting pupils plan high-paying, in-demand tasks.

Experian experts disclosed that student loans have grown to be the next largest financial obligation course behind mortgages, surpassing also bank cards. The business reports that 40 million People in the us hold several student education loans, averaging $ 29,000 per consumer and an archive $ 1.2 trillion as a whole (1). Regardless of this growing debt, high schools still continue to market college-prep programs, with Ca, Tx, Florida, as well as other says shutting straight down store course alongside trade electives in favor of even more thorough educational topics (4). Many schools justify their particular push toward a college track according to making potential, mentioning information particularly National Center for knowledge Statistics (NCES) numbers that show workers old 25-34 earn about $ 30,000 per year with a higher college diploma, $ 35,700 with an associate’s level or equivalent, and $ 46,900 with a bachelor’s level (5).

But DiPolito contends that construction and contracting tasks provide an encouraging career path and good receiving possibility younger employees. Based on the U.S. Bureau of Labor Statistics (BLS), even though the median hourly wage for all vocations is $ 17.09, construction and extraction employees make $ 19.90 per hour. Additionally, construction and removal jobs ranking in the top half of the Bureau’s significant work-related categories both for hourly and annual earnings, surpassing career areas including health care help, workplace and administrative help, sales, manufacturing, and defensive solutions. The BLS estimates that building and removal workers earn an annual mean wage of $ 46,600, with significantly greater salaries for functions that want more skill and experience: $ 58,430 for construction and building inspectors; $ 65,150 for first-line supervisors; and $ 94,590 for building supervisors (6).

Not just do construction and contracting jobs provide attractive wages, but they usually need a great deal smaller financial investment of time and money than a baccalaureate level. A current news story noted that a bachelor’s level program costs typically $ 127,000 and takes four many years to accomplish whilst normal trade college degree costs $ 33,000 and may be completed in couple of years (7), allowing graduates to enter the staff sooner and pay-off student loans quicker.

“I’m a stronger proponent of trade schools in addition to vocational and technical training they give you, which explains why personally i think it is very important to high schools to incorporate trade electives within their curricula,” said DiPolito. “Many students simply aren’t suited to the intense theoretical scientific studies of a normal bachelor’s program and a reasonable trade college training can prepare all of them for an appealing, well-paying career in construction and contracting.”

As a Florida Certified General Contractor and hands-on business proprietor, DiPolito has won recognition for several high-profile residential development and commercial building tasks through the state. The woman portfolio includes national franchises like Dunkin’ Brands, Circle K, Burger King, and Quiznos. She in addition recently led a Hess re-conversion that serves as the model for an important rebranding project underneath the new ownership of Marathon’s Speedway, which selected D-Mar as the organization’s legacy specialist. D-Mar will continue to expand its clientele with a Florida charter schools and was recently awarded a contract with LSG journey Chefs. DiPolito aims to expand options feamales in construction, and spearheaded D-Mar’s official certification as a Minority Business Enterprise and Women’s company.

To learn more about D-Mar General Contracting and developing and owner Doreen DiPolito, check out http://www.d-mar.com.

About D-Mar General Contracting and Development:

Created in 1972 in Clearwater, Florida, D-Mar has evolved from a family-run general contracting business into a full-service construction and renovating company distinguished because of its efficient and cost-effective solutions. Beneath the management of owner and president Doreen DiPolito, the organization has actually expanded its choices to include commercial development, construction management, large-scale inside build-outs, and site development. D-Mar has completed effective projects for such popular franchise brands as Hess, Dunkin’ Brands, Burger King, Quiznos, and Circle K, and contains accomplished official certification as a Minority commercial enterprise and Women’s company through the Women’s corporation National Council (WBENC); Women/Minority company (WMBE) official certification from the City of Tampa; and Minority, ladies and Service-Disabled Veteran company certificates from the Florida Office of Supplier Diversity (OSD). As well as the woman professional achievements as a situation of Florida Certified General Contractor and business proprietor, DiPolito offers back into the city by serving on Clearwater City Council as well as on the panels of local cultural, civic, and non-profit businesses. To learn more, go to http://www.d-mar.com.

1. Experian. “Experian research Finds figuratively speaking Increased by 84 Percent Since the Recession; 40 Million Consumers are in possession of at Least One pupil Loan”; September 9, 2014. experianplc.com/media/news/2014/experian-analysis-finds-student-loans-increased-by-84-percent-since-the-recession-40-millio/

2. Clark, Anthony. “Booming Construction Faces Worker Shortage”; The Gainesville Sun; January 30, 2015. gainesville.com/article/20150130/ARTICLES/150129504

3. Clough, Alexandra. “Got Workers for the? Skilled Construction Labor in Demand”; The Palm Seashore Article; January 30, 2015. mypalmbeachpost.com/news/business/got-workers-for-that-skilled-construction-labor-in/njzXQ/

4. Brown, Tara Tiger. “The loss of Shop Class and America’s Skilled Workforce”; Forbes; May 30, 2012. forbes.com/sites/tarabrown/2012/05/30/the-death-of-shop-class-and-americas-high-skilled-workforce/

5. Kena, Grace; Susan Aud; Frank Johnson; et al. The health of Education 2014; U.S. division of knowledge, nationwide Center for knowledge Statistics; might 2014. nces.ed.gov/pubs2014/2014083.pdf

6. U.S. Bureau of Work Statistics. May 2014 National Occupational job and Wage Estimates, united states of america; final changed March 25, 2015. bls.gov/oes/current/oes_nat.htm

7. Hamm, Trent. “why you ought to give consideration to Trade School in the place of College”; the easy buck; April 9, 2015. thesimpledollar.com/why-you-should-consider-trade-school-instead-of-college







Associated Experian Press Releases

SubscriberWise Chief to CFPB and Consumers Everywhere: Each of Us has Profound Control over Our Credit Reports and FICO Scores


Massillon, OH (PRWEB) April 26, 2015

SubscriberWise®, a leading provider of analytics driven subscriber decision management technology and the largest issuing consumer reporting agency for the communications industry, announced today that the company president is offering new advice, credit suggestions, and decades’ insight to the CFPB and the nation’s credit consuming population.

“Conspiracy theorists and others love to perpetuate the notion that credit scores are mysterious, secretive, and impossible to understand or control,” argued David Howe, FICO professional, child identity theft expert, and SubscriberWise CEO. “They’re none of the above. Rather, they’re complex. Extremely complex, in fact. And they’re based, in large part, on highly refined mathematical models that rely on millions of consumer credit files for empirically derived, scientific outcomes: outcomes that are not only regulated, but that are retrospectively correlated to payment performance metrics that often span multiple decades.

“Undoubtedly, transparency and access to accurate information and education concerning credit scoring did not exist in the past. The lack of information certainly contributed to the hysteria, fear, and ignorance that grew out of the emerging technology,” continued Howe. “Sadly, much of the same continues to surround scoring models today. However, unchanged are the fundamental behaviors (i.e. paying bills on time and low credit card utilization) that generated high scores in the past. These same behaviors, they remain true and predictive today just as they did in the past.

“Fortunately inadequate information is no longer a reality or concern for consumers. Collectively we should bestow individual consumers, watchdog groups, regulators, and others our appreciation and gratitude for the vast and open information that is widely available today.

“Everything a consumer needs to obtain super-prime credit ratings – across every credit scoring model on the market – exists on a myriad of commercial sites; this same information can be found here, http://www.consumerfinance.gov/askcfpb/318/how-do-i-get-and-keep-a-good-credit-score.html, on the taxpayer-owned Consumer Financial Protection Bureau’s website,” said Howe.

In addition to the well known guidelines – which together are sufficient for achieving and maintaining favorable credit – there are a number of other little-known suggestions for consumers who may have unexplained or significant scoring variations among different models and/or repositories. Following are many of the common-sense and well known guidelines for achieving and maintaining excellent credit:


Pay as agreed. Although life events, medical and economic hardships, and myriads of financial circumstances make this impossible for millions of consumers, paying bills on time is the single most important factor in the calculation of a credit score
Don’t get close to credit limits, particularly if you’re going to apply for new credit and a high score is essential to obtain the most favorable terms/approval. Fact: Howe generated simultaneous perfect FICO and Vantage scores across each repository with credit utilization below 5 percent of total available credit, among many other maximum scorecard indicators. It is proof that credit scores can be mastered without knowledge of advanced mathematics and without FICO’s proprietary credit scoring formula.
Apply for credit as needed. Fact: Howe’s most recent revolving credit card account was opened nearly one decade ago.

In addition to the above (particularly true for consumers who have scores that vary significantly), Howe provides these other important suggestions:

Compare credit reports. Determine, for example, if a tradeline (i.e. a ten year old revolving bankcard that’s been paid perfectly and includes a substantial line of credit) is reported to each of the national credit repositories: Equifax, Experian, and TransUnion. A missing tradeline that is not reported can have a significant negative impact on the calculation of a credit score. Fact: A colleague of Howe’s learned that his credit union failed to report his long and perfect-paid revolving credit card account to TransUnion. The net result was a significant loss of points because of the missing information. Once the account was finally reported, the score increased to a super-prime rating. Fact: Consistent credit data yields consistent credit scores: https://www.youtube.com/watch?v=4sny-172p9Q
Pay close attention to score reason factors contained on risk based pricing notices and credit score disclosure notices in particular. For example, a reason factor that indicates “too many accounts with balances” can mean 1 (one) too many. Fact: 1 (one) revolving balance with a small amount owed relative to the available credit is the best possible scenario for consumers with FICO scores above 760; this is also probable among every FICO scorecard. Fact: Reason factors are vague and do not always translate into the everyday human lexicon. Fact: A reason factor of “no recent bankcard or revolving balances reported” means that no balance is reported at the moment the score is generated. For example, it may not matter if a balance was reported as recent as yesterday…if it’s not reported when the score is generated today.
Charge a balance on one revolving credit card before applying for a mortgage (particularly true for consumers who have an American Express or other travel and entertainment charge card). Fact: FICO scores based on models used in mortgage underwriting are typically – perhaps always – not recent FICO models (i.e. FICO 8 or FICO 9). The older models treat Amex and T&E charge cards differently from the more recent models. Fact: A credit report that is scored and that also has no reported revolving balance with a favorable utilization ratio (< 6 percent is recommended) will result in a loss of points, even if the Amex or T&E account is reported with a balance. Fact: No bankcard balance reported will result in a loss of points for many – if not all – consumers. Fact: A credit card that contains an account number that starts with a 3 may be excluded from mortgage based FICO models regardless if the account is a credit card or a charge card (i.e. Bank of America branded Amex revolving credit cards).
Know your statement closing date and try to determine when the creditor reports the information to the repositories (generally once each month). Fact: This is tricky and it’s not always possible to know. It’s also not always consistent in terms of the date information is reported.

About SubscriberWise

SubscriberWise® launched as the first U.S. issuing consumer reporting agency exclusively for the cable industry in 2006. In 2009, SubscriberWise and TransUnion announced a joint marketing agreement for the benefit of America’s independent cable operators. Today SubscriberWise is a risk management preferred-solutions provider for the National Cable Television Cooperative.

SubscriberWise contributions to the communications industry are today quantified in the tens of millions of dollars annually.

David Howe is founder and president of SubscriberWise. He is also a consultant and credit manager for MCTV. At MCTV, Howe manages the bad debt and equipment losses on annual sales in excess of $ 60 million. During his 18-year career at MCTV, Howe has reviewed more than 50,000 credit submissions. His interest in credit began in 1986 while a 17-year-old student in high school.

Howe is the only known individual – living or deceased – to have obtained simultaneous perfect FICO 850 scores across every national credit bureau. Howe has also obtained simultaneous perfect Vantage scores at Equifax, Experian, and TransUnion.

Howe has obtained FICO Professional Certification and is also the first and only citizen of the world to describe and report the details of the perfect FICO and Vantage scores to U.S. reporters.

Howe produced and published two videos on the subject of perfect credit: FICO 850 Credit Report Facts and FICO Scores: The Facts. The first general-purpose FICO scores were debuted a quarter century ago.

SubscriberWise is a U.S.A. federally registered trademark of the SubscriberWise Limited Liability Co.

Contact

SubscriberWise, 888-596-1119