Data Facts, Inc Acquires One Source Credit Reporting Agency

Memphis TN (PRWEB) September 11, 2014

Data Facts, Inc -a nationwide provider of mortgage lending plus background screening solutions-announces the latest purchase of One Source Credit Reporting Agency of Houston, TX. The objective of the purchase is to expand Data Facts’ existing TX footprint plus improve their dedication to Texas buyers.

The buy of One Source is a all-natural development inside Data Facts’ long-term development program. One Source Credit Reporting Agency has a positive, long-standing standing on the market. “We have acknowledged the owners of One Source for years by the affiliation with National Consumer Reporting Agency, plus have usually admired their ethical company practices and their commitment to extraordinary customer support.” says Daphne Large, CEO of Data Facts, Inc.

United with a widespread company culture, this hot alliance may complement Data Facts, Inc.’s active offerings plus commitment to providing innovative lending solutions.

“Becoming element of Data Facts, Inc became a giant step forward for One Source. We saw what was superior plus desirable regarding Data Facts, Inc plus are thrilled which you are today element of the business which has not merely the want to develop its footprint inside Texas however has the development plus talent to develop its footprint whenever they like to go,” claims Geraldine Podraza, One Source previous President, plus Data Facts, Inc. Management Consultant.

The combined strengths of both Data Facts, Inc. plus One Source may deliver superior industry expertise plus unparalleled customer help plus lending solutions to all customers.

“We are excited regarding the chance to function with such a professional team plus earn the company of the One Source customers. The One Source custom of extraordinary customer support melds perfectly with the own traditions plus Data Facts family”, claims Daphne Large, CEO of Data Facts, Inc. “Our strategic development plans have included gaining marketplace share into Texas, as well as the chance to get One Source was an important step inside this way.”

The complete integration of both businesses takes destination over the upcoming month. Damon Pike plus Michael Nichols -Data Facts Inc.’s IT Systems Administrators-are confident the merge is pain-free. “Both Data Facts, Inc., plus One Source have worked diligently to have all of the pieces inside region, thus the merge is seamless plus effortless for the customers. The One Source customers may continue to obtain the same top quality help plus services throughout the transitional stage, while equally being capable to expand their products by Data Facts, Inc.’s new technologies, treatments plus services.

The purchase usually expand the Data Facts, Inc.’s territorial footprint further west, improving both immediate plus long-term development chances inside Texas as well as the western piece of the United States.

About Data Facts, Inc.

Since 1989, Data Facts, Inc. has offered the customers with info they trust plus depend about, to create sound lending plus hiring decisions. We focus inside information info for mortgage lending solutions, background screening for work, plus tenant screening for residential companies. We have effectively grown into a localized business with a nationwide presence. With many U.S. offices at 25 years sturdy, there is an learning of financial stability plus proven administration expertise which are prerequisites to serving customers. We offer the customers with both leading edge, top of the line development, plus personal help plus service. Together, these are the building blocks of the customer relationships.

We are NAPBS accredited, SOC 1 plus 2 certified, plus are members of the NCRA. We ask we to have the Data Facts Difference.

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Amidst Onslaught of Data Security Breaches at Retailers, ACCC Offers Victims Step-By-Step Guidebook about How to Recover

Boston, MA (PRWEB) September 05, 2014

In latest months the retail industry has experienced an onslaught of information safety breaches, placing millions of customers in danger of becoming victims of identity theft. What’s worse is the fact that according to a latest online study by American Consumer Credit Counseling 41 % of respondents are not confident which they learn what to do to safeguard themselves when their info has been compromised – a risk which may confirm costly; credit card plus debit card scam situations inside 2012 lead to losses totaling $ 11.27 billion because indicated by

To assist customers reduce the damage, nationwide nonprofit American Consumer Credit Counseling has introduced an “Identity Theft Checklist,” a step-by-step guide for customers about what to do and just how to safeguard themselves from financial damage when their identity has been stolen.

“Identity theft has become a nationwide epidemic with millions of Americans’ individual plus financial info stolen within the systems of main businesses including Home Depot, Yahoo, Target plus Neiman Marcus,” reported Steve Trumble, president plus CEO of American Consumer Credit Counseling. “Should you do discover that the confidentiality plus protection have been violated, always take the required measures to guarantee which the thieves never destroy the credit score plus financial future.”

According to the Identity Theft Resource Center, the total amount of breaches tracked from 2012 to 2013 have dramatically improved by 25 %, that is the cause for the extreme sixty-four % of American customers which no longer trust stores with their financial info based on the American Consumer Credit Counseling study.

If we have misplaced a driver’s license, credit card, debit card, or social safety card, or you’re among the millions of customers affected with a retail information breach, we can be in danger for identity theft. ACCC’s “Identity Theft Checklist” can enable we type by the methods should you are in danger or have been a victim.

1.    Contact every of the 3 credit reporting agencies – Equifax, Experian, plus TransUnion – plus ask to spot an identity theft alert about a reports.

a.    Frequently in the event you are a victim of the large-scale protection breach like the 2007 TJX Corporation or 2013 Target breaches the corporation at mistake can offer 1 year of free monitoring at no expense to we.

2.    Contact a bank plus lenders. You are able to report stolen/missing cards, plus any fraudulent activity about a statements. You are able to also close/freeze any accounts which have been tampered with.

3.    Contact the Federal Trade Commission. File a problem with all the FTC and you may obtain a document verifying you are the victim. Then, complete the ID theft affidavit.

4.    Contact the neighborhood authorities department. File a report with nearby police. The identity ought to be treated like any additional stolen property. Document plus report the theft to start the research. Get a copy of the report because evidence for re-securing the identity plus removing the fraudulent charges.

“The most commonly known method which thieves employ stolen info is to open a credit account or perhaps a bank account,” added Trumble. “By phoning every credit reporting agency, you are able to assure which a cash is protected plus which any fraudulent accounts beneath a name is flagged before they will unjustly ruin the credit score.”

For more info about Identity Theft please see the Education section of ACCC’s website:    

ACCC is a 501(c)3 business, which offers free credit guidance, bankruptcy guidance, plus housing guidance to customers nationwide inside need of financial literacy knowledge plus income administration. For more info, contact ACCC:

    For credit guidance, call 800-769-3571
    For bankruptcy guidance. call 866-826-6924
    For housing guidance, call 866-826-7180
    Or see you online at

About American Consumer Credit Counseling

American Consumer Credit Counseling (ACCC) is a nonprofit credit guidance 501(c)(3) company focused on empowering customers to achieve financial administration plus debt relief from knowledge, credit guidance, plus debt administration solutions. In purchase to aid customers reach their objective of debt relief, ACCC delivers a range of free customer individual finance resources about a range of subjects including budgeting, credit plus debt administration, student financing, homeownership, identity theft, senior living plus retirement. Consumers may use ACCC’s worksheets, videos, calculators, plus website articles to result in the ideal potential decisions regarding their financial future. ACCC holds an A+ rating with all the Better Organization Bureau plus is a associate of the Association of Independent Consumer Credit Counseling Agencies. For more info or to access free financial knowledge resources, log about to or see

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EQ plus Compression Tips For Drums inside Mixing

Even though the drummer plays the whole kit because a single instrument, the miking of individual drums plus cymbals may create for a quite complicated blend situation. Why I reference nation plus rock music especially has to do with all the truth which inside these genres the sounds of the individual drums plus cymbals are not just singled out by individual microphones located about every of them and their sounds are exaggerated to create an more dramatic impact.

Consider, for illustration, the tom fills inside Phil Collins’ “In The Air Tonight.” By compare, jazz drums are frequently treated because a more cohesive, unified sound plus it’s not unusual to utilize a easy pair of overhead mics to capture the sound of the whole jazz drum kit.

In this particular article, I’m going to go drum by drum providing EQ plus compression settings which may, hopefully, offer a leaping off point for you to get terrific drum sounds inside the blend. Because of its all-in-one mixing board channel approach, I’ll be utilizing Metric Halo’s Channel Strip plug-in with its EQ, compression plus noise-gate to illustrate my comments regarding many EQ plus compression settings.

Kick Drum

As the heartbeat of the modern drum kit, the kick drum sound we’ve grown accustomed to hearing is both boomy plus round found on the bottom plus has a good, bright click inside the significant mid range. It’s the balancing act between EQ plus compression which offers the kick drum its ability to stand out inside a blend. Starting with EQ, how to highlight the lows plus highs is to eliminate several low-mids. I’m a big believer inside cutting because opposed to improving EQ to achieve a desired impact. As a outcome, I tend to pull someplace between 2 to 4db at between 350hz-450hz. Next, following removing a few of this low-mid mud within the sound, I may enhance the clicking sound of the beater hitting the head of the kick drum by increasing about 2db inside the 2k-3k range. I’m providing approximate dB plus frequency range settings considering depending found on the kick drum, mic location plus, naturally the drummer, all these settings usually differ. Use these general ranges because a leaping off point plus then trust the ears.

As far because compression settings go, the trick is to maintain the transient attack of the kick drum with a quick however not too quick attack time (9ms inside this instance) plus then a rapid launch (11ms) thus the compressor is willing to reply to the upcoming kick drum hit. The ratio I utilize is a reasonably light 2.5:1 plus I adjust the threshold till I hear the kick sound I’m looking for. Finally, inside purchase to provide the kick drum sound certain separation within the rest of the kit, I employ a sound gate plus adjust the threshold to enable the kick sound to come from whilst really muting most the additional drum/cymbal sounds. Also, when setting the attack to the Channel Strip’s quickest “auto” setting, I enable for a extended (400ms) launch.

Sub Kick

This specific miking trick is 1 which is utilized to bring remarkable low-end presence to the kick drum. By means of explanation, a brief stand carrying really the woofer of the speaker is located inside front of the kick drum plus picks up predominantly the low frequencies. Whenever mixed with all the kick drum mic, the sub-kick generates fantastic force inside the lowest piece of the frequency.

In purchase to highlight the most crucial ingredients of the sub kick’s sound, I tend to employ a low pass filter approach to my EQ which removes all frequencies above 500hz plus drops off a lot more dramatically under 100hz. This really is to ensure which just the imperative components of the sub kick’s sound come by. The sub kick ought to be felt over it is actually heard. In terms of compression, a ratio of around 5:1, a comparatively slow attack (120ms) plus medium quick launch (57ms) enable the sub kick’s tone to remain present plus full beneath the sound of the kick drum’s normal miked sound. Next, I’ll utilize a sound gate with a quick attack (20ms) plus slower launch (200ms) to keep out any alternative kit sounds which would otherwise bleed into the sub kick sound.


Along with all the kick drum, the snare drum is imperative for driving a rhythm track. Poor EQ plus compression techniques may leave it sounding thin, dull plus mostly uninspired. In purchase to highlight the greatest components of the snare sound with EQ, I’ll boost the low end of the snare by 2-3dB at about 80hz, cut 2-3dB between 350-450hz plus then boost again, when essential, for more high-end brightness, by 1-2dB at 5k. These 3 EQ points are a perfect region to commence to sculpt an interesting snare sound.

Compression about a snare is a real balancing act where too much takes away the power of the performance plus too little makes it practically impossible to locate an appropriate level for the snare inside the blend. I use a ratio of 2.5:1 with a rather fast attack (2ms) plus launch (11ms). If you’re acquiring which you’re losing the snap of the snare, slow the compressor’s attack a small however, remember which slowing the attack too much takes the compressor too lengthy to grab onto the sound plus usually leave the snare far less manageable inside the blend.

Adjust the threshold settings till items sound proper to the ear. This basically enables you to choose how much total compression you’ll be applying. Don’t overdo it or the drum can lose its power yet don’t go too lightly or the snare won’t stand up inside the blend. Gating the snare is a trial plus mistake task also. Depending about whether the snare approach inside the track is aggressive or soft usually have a lot to do with a threshold settings. Like found on the kick drum, I employ the quick “auto” attack along with a slower launch found on the gate inside an attempt to keep out the ambient sounds of the cymbals, toms plus kick.


While clearly a cymbal, the hi-hat is frequently selected more because a rhythmic element than a tone color like a few of the alternative cymbals inside a drum kit. Making certain it has its own sonic area plus speaks clearly without being too loud plus distracting is what EQ plus compression are about inside this example. For EQ, I’ll again employ a shelving approach at about 200hz which can effectively clear out low-end info which is non-essential to the hi-hat sound. If I’m interested inside delivering inside a bit more high-end shimmer plus sizzle, I’ll boost between 1-3dB between 6k plus 8k again utilizing my ears to tell me what’s functioning. In general, I tend to avoid compression found on the hi-hat because it seems to obtain is own dynamic range without too much more aid.

Low (Floor) Tom

A well-mixed set of toms will create all difference between drum fills which are exciting plus those which go by without capturing the listener’s ear. Starting with all the low tom, I tend to take into account the places inside the frequency range which enhance both the boom as well as the snap (synonymous to the means I approach the kick). In order to highlight the low standard of the drum, I’ve found a dramatic cut (12dB) at about 500hz enables the drum to talk clearly. Also, to incorporate the high-end snap, a semi-aggressive boost of between 4-6dB at about 3k may do the trick. Compression equally adds a lot to the equation. A ratio of about four.5:1, a slower attack of 120ms plus medium slow launch of about 90ms might aid the sound stay full plus resonant. For the threshold, I just adjust till the tom rings correctly. Gating is another main element for toms because the big diaphragm mics placed about these drums tend to choose up a great deal of the extraneous sounds within the rest of the kit.

I set the gate with all the quickest “auto” attack along with a slow 400ms launch plus then adjust the threshold till I’m hearing just the low tom come by whenever it’s hit. For the “tweak heads” amidst you there’s a somewhat more exact plus labor-intensive method to do this. By entering the actual sound files inside a DAW plus deleting all however, the tom hits themselves, you are able to create a well gated tom track.

High (Rack) Tom

Like the low tom, the excellent tom has it’s own frequencies which ought to be cut/accentuated to enhance the sweetest components of the sound. For EQ, I’ll do another big cut of about 10dB at 600hz plus I’ll create a similarly big boost of about 7dB at around 2k. For compression, I utilize a somewhat more aggressive 6:1 ratio slower attack (100ms) along with a rapid launch (25ms). As with all the low tom, I’ll gate the excellent tom utilizing the identical gate attack (quickest “auto”) plus launch (400ms). The key to the threshold is to change it till just the significant tom punches by keeping the channel really muted for the rest of the time. A final note found on the toms, because all tom sizes, tunings plus even drummers are different, you need to play with these settings till you see the sweet spots.

Overheads / Room Mics

Given which we’ve prepared a real effort to isolate plus enhance every of the individual drums inside the kit, overhead mics serve the double cause of capturing the cymbals plus integrating the mixed sound of the kit back to the sound of the drums. I pay attention to 3 certain EQ points inside purchase to provide the overhead mics a clean, balanced tone. First I’ll employ a excellent pass filter (shelving EQ) at the low frequency of 40hz to wash up any unwanted sub-sonic rumbling. Then I’ll pull about 5dB at between 100 plus 200hz to avoid any low-mid buildup. Finally, when required, I’ll enhance the total brightness of the cymbals/kit with a little 1-2dB boost at about 5k. For compression, I’ll set the ratio at regarding 3:1, the attack at about 110ms as well as the launch at a somewhat faster 70ms. The threshold ought to be modified to ensure which the overhead/room sound blends with all the total kit blend. Finally, adjust the amount of the overhead mics inside the blend till we choose up only enough of the area to place several air plus level back to the kit.

Limiting the Sub Mix

A final trick to incorporate punch to the total drum kit is to send the individual tracks to a stereo sub blend plus destination a limiter like the Waves L1 about which stereo auxiliary track. By adjusting the threshold till the attenuation is between 5-7dB, you will find which the kit has a actually pleasing total punch plus presence.


While I’ve been painfully particular regarding EQ, compression plus gate settings, it’s significant to keep in mind which each blend condition is different. Use all these settings because a leaping off point plus then utilize the ears to tweak the sounds till you’re happy. Great chance!