Debt Consolidation USA Shares Non-Financial Reason To Get Rid Of Debt


Miami, FL (PRWEB) October 17, 2014

Debt Consolidation USA recently shared in an article published October 16, 2014 how consumers can get motivated to pay off their debt. The article titled “4 Non-Financial Reasons To Be Aggressive In Paying Off Debt” explains some of the non-financial benefits of aggressively eliminate debt in the household.

The article starts off by pointing out that consumer debt in the first quarter of 2014 increased by $ 129 billion bringing the total national debt to $ 11.65 trillion. The silver lining in this debt situation is that the delinquency rate has gone down proving that as consumers take on debt, they are paying for them on time. But still the bottom-line is that debt amount keeps on increasing every year on year.

The article shared that debt does not only ruin credit score and finances, it also affects psyche negatively. It casts a shadow over a lot of areas in a consumer’s life – the ambitions, confidence and even relationships. These are some of the reasons why there are non-financial benefits in paying down debt.

The first one is eliminating stress. Stress ripples out to a lot of areas in a person’s life and has adverse effects on so many levels including health. Stress can prevent some people to eat properly or even sleep adequately. This can lead to bigger problems in the long run that can add more debt in the household.

Another non-financial benefit of paying down debt is having stronger family ties.There are a good number of marriages that fail because of financial issues. Paying down debt can also build a person’s financial cushion so that the family will not have to suffer in case a financial emergency happens.

The article also points out how it allows a person to be more generous and giving. The more extra funds that is left over after paying for basic necessities, the more a person can give to those in need. To read the rest of the article, click on this link:

http://www.debtconsolidationusa.com/debt-relief-2/4-non-financial-reasons-aggressive-paying-debt.html







Experian Data Breach Resolution encourages preparing and practicing data

Experian Data Breach Resolution encourages preparing and practicing data
According to Experian Data Breach Resolution, Costa Mesa, California, while organizations are more aware of the need to prepare for a data breach, many do not have an incident response team and plan in place, nor are they confident in their ability to …
Read more on Storage & Destruction Business

Experian Marketing Services Launches Marketing Sophistication Curve
Experian Marketing Services, a provider of data-driven marketing, has expanded its strategic, cross-channel consulting offerings to help organizations increase the sophistication and effectiveness of their marketing programs. The new program, which …
Read more on Destination CRM

Brightbox Launches the Brightbox� Mark3 Cellular Phone Charging Platform


Ny, NY (PRWEB) October 03, 2014

Brightbox, Inc. (http://www.brightboxcharge.com), the key platform supplier of networked, safe and sound cellular charging, is pleased to announce the launch of Brightbox® Mark3 mobile charging platform which makes it possible for consumers to carry on to communicate, navigate, search, store, share, pay and use their mobile devices. The Mark3 has bee n recently deployed at BBC Comic Con, British Airways, CEDIA, Columbia Law class, EMM Group, YOTEL and several various other locations.

The new Mark3 mobile phone charging you amenity surpasses its predecessors in speed, convenience and ergonomics while maintaining the strictest security protocols that continue to make Brightbox the most turned to and trusted title in cellular charging. Featuring its unparalleled UL and agency certified, PCI compliant safety and security regime, the Mark3, uses the best cryptography to guarantee the real and data stability of phones becoming recharged. Extra aesthetic safety and live tracking is readily available via an in-unit digital camera for remote identification verification.

Bigger 10” high-resolution displays improve visibility, navigation and individual discussion while offering even more room for brand name messaging and content delivery. Brightbox programs are sustained by a robust technology system that provides enhanced and completely customizable marketing, sponsorship and place relationship for advertisers, proprietors and providers, including detail by detail reporting and data analytics.

The Brightbox® Mark3’s larger, large chambers improve ergonomics with retractable cables for simplified charging and from now on sport a size that accommodates the most recent and greatest “phablet” devices. Suitable for almost any smart phone readily available, the Mark3 delivers the safest and quickest charge feasible in the quickest optimized manufacturer’s recommended price.

“inside era a recharged phone is essential have actually. Not just features Brightbox enhanced our patient and guest knowledge, furthermore being used by all of us people,” stated Jenna Stallard, Customer Relations management at Orlando’s wellness Arnold Palmer Medical Center in Orlando Florida. “Brightbox as a business is very responsive and it is purchased our pleasure and our requirements.”

Limitless time asking sessions through the Brightbox amenity can be found free-of-charge or even for a moderate charge. Users can continue to communicate, navigate, search, shop, share, pay and play, resting ensured that their particular mobile phones are now being properly and optimally charged in a station that provides both data privacy and real safety. Users merely swipe a credit card to open an available section chamber, connect inside their mobile device, near the chamber and return later on to swipe equivalent card to access their particular charged phone. In a world where smartphone penetration surpasses 50per cent of all of the cellphones, Brightbox is empowering the mobile globe to keep charged and connected while on-the-go.

“The Brightbox® Mark3 is the perfect, after that normal step in the advancement of safe cellular charging,” stated Andrew Skurdal, Brightbox’s Chief Product Officer. “We’ve created a best in class item in which everything simply suits right—from its presence within a venue space and for on display screen navigation into all-natural ergonomics associated with station’s functionality and each chamber’s retractable cable cartridges and room. Our company has got the depth and expertise to produce safety and security across numerous dimensions.”

About Brightbox

Brightbox® is an innovative new York City based end-to-end technology solutions company providing venues and users with best-in-class mobile device billing solutions and a robust platform for advertising and marketing, sponsorship and venue relationship. Established this season, Brightbox delivers advanced level and revolutionary charging solutions and has deployed its secure charging lockers in 3 countries and 20 says in a variety of occasion and straight areas offering hospitality, activity, health care, retail, training, transport and past.

Enterprise consumers feature Marriott, Hilton, Hyatt, Sheraton, Caesars, MGM, Heineken, Tampa Bay Rays, Baystate Health, Mount Sinai wellness System, Orlando wellness, BR CHARGE and British Airways. Event customers consist of AOL, AdWeek, American Airlines, BBC Comic Con, CEDIA, Discovery Channel, Detroit Grand Prix, Celebration Tech, IBM, IMEX, Inc. 500/5000, New York Fashion Week. Discover more at http://www.brightboxcharge.com @brightboxcharge







Prepare for Holiday Spending: The Best Apps for Bargain Hunters


Boston, MA (PRWEB) October 09, 2014

As the holiday season approaches, American Consumer Credit Counseling (ACCC) today released its recommendations for the best apps for bargain hunters.

Now is the time when shoppers should not only plan ahead for what they will purchase this holiday season, but also determine a plan for how they will afford it. Mapping out holiday financial plans is a good way to avoid overspending and credit card debt.

According to the Prosper Spending Score, spending during the 2014 holiday season is projected to increase by more than eight percent from 2013, with E-Commerce once again playing a large role in sales. Last year, online sales from Thanksgiving to Cyber Monday climbed 26 percent to $ 7.6 billion, with Cyber Monday seeing sales increase 16 percent from the previous year and finishing 31.5 percent higher than Black Friday.

“All too often, consumers’ lack of preparation for the season can create long-term financial struggles and leave them with a lingering holiday debt hangover come the New Year,” said Steven Trumble, President and CEO of ACCC.

ACCC predicts that retailers will offer a variety of attractive incentives to consumers this holiday season, including sales, price-matching guarantees, and various promotions. These trends will continue to increase as November and December approach, with some competing retailers opening on Thanksgiving, or launching Grey Thursdays (preview sales before Black Friday).

Whether shopping for presents, home goods, or holiday parties, these smartphone apps ensure that consumers will save money and score can’t-beat bargains.

Coupon Sherpa – With this handy app, consumers can access hundreds of coupons to popular retailers and restaurants and set favorite stores to easily track their latest deals.

Retail Me Not – No need to print coupons before leaving home- easily search for the coupons and browse trending deals to find the best offers. Coupons can be saved for later, automatic alerts can be sent for deals that are nearby, and notifications can be sent when deals are about to expire.

Snip Snap – Perfect for extreme couponers, this app allows users to snap photos of coupons, save them to their phone, and redeem them later. You can also use this app to share coupons with friends.

Target’s Cartwheel – Use this app to choose from hundreds of offers across every category at Target. Show your printed or mobile barcode at your Target store checkout and feel good when you see your savings add up.

Grocery Smarts Coupon Shopper – Another great app for extreme couponing, you can use this app to cross-reference manufacturer coupons with store sales. This app tracks store prices and shows you exactly how you can use current manufacturer’s coupons to save.

Favado – Favado allows you to easily compare grocery prices and notifies you when your favorite items go on sale.

Red Laser – This barcode scanning app lets you immediately compare prices when in a store or making a purchase from your phone.

Amazon Price Check – Use barcode scanning, camera, speech, or text search to find the lowest prices from Amazon.com and its merchants. You can also share in-store prices.

Shop Savvy – You can use this app to not only search for deals online and locally, but you can also use it to make a purchase from an online merchant or participating store.

ACCC is a 501(c)3 organization, that provides free credit counseling, bankruptcy counseling, and housing counseling to consumers nationwide in need of financial literacy education and money management. For more information, contact ACCC:


    For credit counseling, call 800-769-3571
    For bankruptcy counseling. call 866-826-6924
    For housing counseling, call 866-826-7180
    Or visit us online at ConsumerCredit.com
About American Consumer Credit Counseling

American Consumer Credit Counseling (ACCC) is a nonprofit credit counseling 501(c)(3) organization dedicated to empowering consumers to achieve financial management and debt relief through education, credit counseling, and debt management solutions. ACCC provides individuals with practical debt solutions for solving financial problems and recognizes that consumers’ financial difficulties are often not the result of poor spending habits, but more frequently from extenuating circumstances beyond their control. As one of the nation’s leading providers of financial education and credit counseling services, ACCC’s certified credit advisors work with consumers to help them determine the best plan of action to get out of debt and regain financial stability. ACCC holds an A+ rating with the Better Business Bureau and is a member of the Association of Independent Consumer Credit Counseling Agencies. For more information or to access free financial education resources, log on to ConsumerCredit.com or visit TalkingCentsBlog.com.