NFCC Advises Consumers to Complete Holiday Financial Reality Check-up Before Starting Holiday Spending

Washington, DC (PRWEB) August 19, 2014

The National Foundation for Credit Counseling® (NFCC®) encourages customers to be aware of their active financial condition before beginning christmas spending plus delivers the 2014 Holiday Financial Reality Check-up to evaluate their readiness to take on fresh debt.

“Consumers could nonetheless be getting the summer holiday plus back-to-school bills, nevertheless cannot lose sight of the truth which the getaway spending season is merely about the corner. This makes it vitally significant for a individual to know their active financial condition before taking on brand-new debt responsibilities,” mentioned Gail Cunningham, spokesperson for the NFCC. “Doing otherwise could cause damaging an absolutely delicate financial condition.”

The NFCC suggests which customers take the Holiday Financial Reality Check-up quiz to determine when they are able to start christmas spending. Complete the following sentence with a true or fake answer: “Concerning my active financial condition, I…”

1.    Understand how much I currently owe about every credit card.

2.    Am receiving collection calls plus sees.

3.    Get cash saved to pay cash for getaway expenses.

4.    Will be adding modern debt over aged debt when christmas expenses are charged.

5.    Get reviewed my credit report plus score inside the previous 12 months.

6.    Am close to the maximum amount authorized about my lines of credit.

7.    Am active about my car payment.

8.    Get used for a payday loan, title loan or credit card cash advance inside the previous 12 months.

9.    Get savings inside addition to this earmarked for getaway spending.

10.    Get overdrawn my checking account over twice inside the previous 12 months.

A individual is within wise financial form to start their getaway spending when they answered true to all odd-numbered statements. Consumers answering true to even numbered statements must employ this quiz because a wake-up call to take action regarding their financial condition before it spirals from control, plus absolutely before taking on more christmas debt.

Reaching out to an NFCC associate agency for aid is regarded as the smartest factors a individual may do. Allowing a trained plus qualified financial specialist to review the financial condition today may place a individual into a better position to enter the getaway spending season.

To be automatically associated to the NFCC associate agency nearest to we, dial (800) 388-2227, or see the NFCC webpage at to locate an agency online.


The National Foundation for Credit Counseling (NFCC), founded inside 1951, is the nation’s biggest plus greatest serving nationwide nonprofit financial guidance company. The NFCC’s mission is to advertise the nationwide schedule for financially responsible behavior, plus build ability for the members to deliver the highest-quality financial knowledge plus guidance services. NFCC members yearly aid millions of customers by over 600 community-based offices nationwide. For free plus affordable confidential information from the reputable NFCC associate, call (800) 388-2227, (en Español (800) 682-9832) or see Visit you about Facebook:, about Twitter:, about YouTube: plus the blog:

Digital Agency Piston Announces Promotion of Colin Ayres to Creative Director

San Diego, CA (PRWEB) July 31, 2014

San Diego- plus NY-based Piston has promoted Colin Ayres to Creative Director.

“Colin is a gifted storyteller, equally comfortable functioning inside digital or conventional. He’s additionally a really good man whom arises to be tremendously talented,” mentioned David Schafer, Executive Creative Director. “Piston is fortunate to have these a sturdy creative leader.”

Colin started his advertising profession because an intern copywriter inside San Diego inside 2004 following graduating from Yale. From his internship, he instantly advanced to senior copywriter at the MEA Digital, plus inside 2012, was promoted to Associate Creative Director where he took a big part inside shaping the creative department throughout the rebranding of the agency to Piston.

With a decade’s value of award-winning, multimedia advertisments to his credit, he has worked with customers ranging from, Experian, plus Intuit to Oakley, Ray-Ban, Mitsubishi, Nickelodeon, Sony, Sunglass Hut, SyFy, Toshiba, plus Yakult. His function about lately landed the agency 2 gold plus 3 silver ADDY awards at the 2014 American Advertising Federation awards this previous June.

“Piston really feels like house. I am thus grateful plus excited for this chance, plus look forward to doing all which I could to continue to aid the agency grow,” Ayres mentioned.

About Piston:

Piston is a full-service digital agency positioned inside San Diego plus NY. Piston creates lucrative communications between brands plus buyers based about a deeper learning of commerce, culture, plus development. By connecting these 3 concepts, Piston builds plus tracks brand relationships which span all media, channels, plus advertising functions.

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